Tink — Open Banking

Tink — Open Banking logo

Tink, part of Visa, offers instant payments and open banking solutions. Connecting over 6,000 European banks, it enables direct deposits, account verification, and risk analysis with complete security, driving the financial efficiency of modern iGaming.

Tink: Open and Intelligent Payments Powered by Visa

In an era where immediacy defines the user experience, Tink has positioned itself as one of the leading providers of open banking and instant payment technology, connecting operators, banks, and players through secure and fully transparent integrations.

Since its acquisition by Visa in 2022, Tink combines the strength of a global financial network with the innovative spirit of a pioneering fintech.

Direct Payments from the User's Account

The Payments by Tink solution allows iGaming operators to receive instant and intermediary-free payments directly from players' bank accounts.

Thanks to its open banking architecture, it eliminates reliance on cards and reduces transaction costs, while improving conversion and user trust.

Payments are processed in seconds, with integrated strong customer authentication (SCA), fully complying with PSD2 and European financial security regulations.

Open Banking Beyond Payments

Tink not only enables transactions; it also offers data and verification solutions that enhance personalization and risk control:

  • Account Verification → instant confirmation of account ownership.
  • Risk Insights → predictive financial analysis based on actual behavior.
  • Data Enrichment → automatic categorization of income and expenses.
  • Money Manager APIs → tools for financial education and budget control.

These features allow operators to improve KYC verification, prevent fraud, and provide a frictionless payment experience.

Quick Integration and Full Compliance

The Tink platform is built on a unified API compatible with over 6,000 banks in Europe, enabling agile integration with casino platforms, wallets, and payment providers.

Its infrastructure meets the highest standards of security, encryption, and privacy, backed by Visa.

European Innovation with Global Impact

Founded in Stockholm (Sweden) in 2012, Tink has been key in the digital transformation of European payments.

Today, its technology powers operators, fintechs, and PSPs in over 15 countries, paving the way for a future where bank payments are instant, secure, and universal.

Tink represents the new generation of open banking: direct payments, intelligent data, and frictionless experience.


Tink - Technical Sheet
Founded2012
HQEstocolmo
CountrySweden
LicensesSuecia
Webhttps://www.tink.com

Social media

Frequently Asked Questions

How Tink payment initiation works?
Tink's payment initiation allows players to make deposits directly from their banking app. The process is simple: the user chooses Tink as their payment method, is redirected to their online banking or mobile app, authorises the transaction with their banking credentials (without sharing them with the casino), and the transfer is confirmed instantly. This eliminates the need to enter card details, reducing friction and improving security, as the online casino never handles sensitive player information.
Why Tink's open banking is more secure for online casinos than traditional bank transfers or credit cards?
Tink's open banking offers enhanced security because transactions are initiated directly from the player's banking environment. This means online casinos never access sensitive data such as card numbers or banking credentials. Unlike traditional transfers that may require manual data entry, or credit cards where information is shared with third parties, Tink uses the bank's own strong authentication to authorize payments, minimizing fraud risks and protecting user privacy.
What does a casino operator need to integrate Tink?
To integrate Tink, a casino operator primarily needs access to the Tink API. Additionally, it is crucial for the operator to comply with payment regulations, such as licensing under PSD2 in Europe, which permits payment initiation. Tink operates with an extensive network of banks in Spain and is expanding its coverage in Latin America, facilitating connections with major financial institutions in the region, ensuring a robust and locally compliant service.
When was Tink acquired by Visa, in what year was it founded, and what is its current bank coverage in Europe?
Tink was acquired by Visa in 2022, following an initial offer in 2021. The company was founded in 2012 in Sweden with the vision of transforming financial services through open banking. Currently, Tink boasts extensive banking coverage in Europe, connecting with over 3,400 banks and processing billions of transactions annually. This allows it to offer account aggregation and payment initiation services to millions of users across multiple European markets.
How an operator uses Tink open banking casino payments to offer frictionless deposits and instant withdrawals to their players?
An operator uses Tink Open Banking casino payments to simplify the player experience. For deposits, users select Tink, authorise the payment from their bank, and the money is credited almost instantly, eliminating manual steps and errors. For withdrawals, Tink allows funds transfers to be processed instantly or near-instantly, a key benefit compared to traditional methods that can take days. This improves player retention by offering a seamless, secure, and efficient financial experience, which is fundamental in the competitive iGaming market.