Token.io — Open Banking
Token.io: Account-to-Account Payment Orchestration and Global Banking Connectivity
Token.io is a pure infrastructure provider that specializes in unlocking the potential of Open Banking through a single API that connects iGaming operators with thousands of financial institutions across Europe. Its focus is exclusively on account-to-account (A2A) payments, offering a high-conversion alternative to conventional payment systems. Through Token.io, operators can natively integrate "Pay by Bank," allowing players to authorize their deposits using the enhanced authentication of their own banks, eliminating the need to share sensitive card data and reducing identity fraud.
The Token.io platform stands out for its geographical reach and technical customization capabilities. By providing standardized connectivity with banks, it allows gaming companies to scale their operations across multiple countries without having to perform individual integrations for each national market. The agility provided by Token.io's Open Banking enables instant withdrawals, which represents a massive competitive advantage for any betting house. Furthermore, by eliminating fees from card schemes and reducing traditional banking intermediation, the cost per transaction decreases significantly, improving the operator's operating margins.
In terms of security and compliance, Token.io operates under a total trust model that aligns with PSD2 directives. Operators not only achieve faster payments but also gain access to verified account data that facilitates compliance with AML and KYC regulations. The ability to instantly confirm that the account from which the deposit is made belongs to the registered player is a powerful tool against money laundering. This transparent and secure infrastructure makes Token.io the invisible engine driving financial efficiency and user satisfaction in the world's most innovative iGaming platforms.
| Founded | 2016 |
|---|---|
| HQ | Londres, Reino Unido |
| Country | Reino Unido |
| Licenses | FCA, UE, BaFin, PSD2 |
| Web | https://www.token.io |