Yapily — Open Banking

Yapily — Open Banking logo

Yapily offers open banking infrastructure for instant payments, bank verification, and financial automation. Regulated by the FCA, it connects over 2,000 European banks, ensuring security, compliance, and efficiency in modern iGaming payments.

Yapily: open banking infrastructure for smart and secure payments

In a rapidly transforming financial environment, Yapily has established itself as one of the most advanced open banking infrastructure platforms in Europe, connecting banks, operators, and users through secure, scalable, and fully regulated integrations.

Its technology enables iGaming operators to process instant payments, validate bank accounts, and automate financial flows with unprecedented efficiency.

Instant payments directly from the player's account

Thanks to its Payments API, Yapily facilitates instant bank transactions without intermediaries, eliminating the friction of traditional payment methods.

Players can deposit and withdraw funds in seconds, while operators enjoy lower transaction costs and higher approval rates.

Payments are processed using strong customer authentication (SCA), ensuring full compliance with PSD2 regulations and significantly reducing the risk of fraud and chargebacks.

Real-time financial data

In addition to payments, Yapily offers access to verified banking data, allowing for the automation of KYC/KYB verification, income validation, or assessment of user financial behavior.

Its data APIs provide real-time insights that help operators segment, personalize, and mitigate risks.

Compliance, transparency, and control

Yapily is authorized and regulated by the Financial Conduct Authority (FCA) in the UK and operates with AIS (Account Information Services) and PIS (Payment Initiation Services) licenses across Europe.

This guarantees maximum transparency and compliance in every transaction, both for operators and players.

Open architecture, frictionless integration

Built on a developer-first approach, Yapily's API is highly flexible, easy to integrate, and compatible with leading iGaming platforms and payment providers.

Its infrastructure supports over 2,000 banks in 19 European countries, offering robust and expanding coverage.

Purposeful innovation

Founded in London in 2017, Yapily has become an essential player in the new open financial system, collaborating with operators, fintechs, aggregators, and payment providers seeking speed, compliance, and frictionless experience.

Yapily offers more than payments: it provides the infrastructure that connects iGaming with the future of open banking.


Yapily - Technical Sheet
Founded2017
HQLondres, Reino Unido
CountryReino Unido
LicensesFCA, UE
Webhttps://www.yapily.com

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Frequently Asked Questions

Why is Yapily considered the most technical open banking solution on the market, and what differentiates it from Tink or TrueLayer?
Yapily stands out for its focus on technical robustness and the granularity of its APIs. Unlike Tink or TrueLayer, which often prioritize ease of integration at a more superficial level, Yapily offers deeper control over banking connections and data management. This translates into greater flexibility for developers and a superior ability to handle complex use cases, optimizing the resilience and performance of open banking integrations. Its architecture is designed for advanced scalability and customization.
How Yapily's API works for accessing bank accounts: user consent, access tokens, and available data?
Yapily's API operates under a strict consent model. First, the user grants explicit permission to share their banking data, typically through a secure user interface. Subsequently, Yapily facilitates the acquisition of secure access tokens from the banking institution, which allow the client application to access specific information. Available data includes account balances, detailed transaction histories, account holder information, and, in some cases, recurring payment details, all in compliance with data protection regulations.
When was Yapily founded, who created it, and which investors are backing its expansion in the financial infrastructure market?
Yapily was founded in 2017 by Stefano Vaccino. Since its inception, it has successfully attracted a strong investor base that has propelled its growth in the financial infrastructure sector. Key investors who have backed Yapily include Sapphire Ventures, Lakestar, HV Capital, and other top-tier venture capital funds. These investors have recognized Yapily's potential to transform the financial services landscape through its open banking technology.
What are the advantages of integrating the Yapily API open banking for an operator that needs to verify income and process payments?
Integrating the Yapily open banking API provides operators with significant advantages in income verification and payment processing. It enables instant and accurate verification of customer affordability, reducing fraud risk and improving risk management. Additionally, it facilitates direct account-to-account payments, eliminating intermediaries and reducing fees. This translates into greater operational efficiency, a smoother user experience, and optimized cash flow, which is crucial for success in the dynamic iGaming market.
How a casino operator uses the Yapily API to verify a player's bank account and process deposits without intermediaries?
A casino operator uses the Yapily API for open banking iGaming to verify a player's bank account by requesting their consent to access their financial data. Once granted, the API allows for real-time confirmation of account ownership and available balance, complying with KYC and AML regulations. To process deposits, the player authorises a direct transfer from their bank account to the operator's via the same API, eliminating the need for cards or e-wallets, streamlining the process, and reducing transaction costs.