Impaya — Payment Gateways

Payment gateway with operations in Latvia and Canada covering cards, e-wallets, open banking and proprietary Freeply prepaid cards, with coverage across 185 countries and support for 87 currencies.

## A European gateway with operations in Latvia and Canada Impaya is a payment gateway operation built by Sergej Roslikovs and Mike Roganov, who serve as CEOs of the company. The legal structure operates with incorporation in Canada under number BC1313089 and registered address in Victoria, alongside operations in Latvia where NewTech Mobile SIA under registration 40103709254 acts as the EU representative in Riga. That multi-jurisdictional setup is common among PSPs serving merchants distributed across several markets that seek to separate legal, technical and commercial layers under different entities. ## Wide coverage across currencies, methods and markets The technical proposition revolves around broad geographical coverage: 185 declared countries, 31 languages and processing of transactions in 87 currencies. The integrated payment methods include Visa, Mastercard and Maestro cards, Apple Pay and Google Pay, e-wallets, electronic payment systems, local direct debit and open banking with Instant SEPA. For an iGaming or ecommerce operator that needs to serve audiences in markets with heterogeneous payment preferences, that breadth of methods under a single integration is the company's main commercial argument. ## Freeply cards as a proprietary product inside the stack One of Impaya's distinctive products is Freeply, a line of prepaid cards aimed at users looking to pay online without linking bank accounts directly. The system works with vouchers loadable between 2 and 2,000 euros, with a one-time 4-euro fee on the first top-up and no declared recurring usage fees, and operates on the Mastercard or Visa network wherever those are accepted. The company's published roadmap mentions a second phase with physical cards without predefined debit limits, a proposition oriented at users who value control over the balance and privacy over their bank account. ## Ecommerce platform integrations and merchant tools On the merchant side the company publishes a WHMCS integration module and declared support for Shopify, BigCommerce and other ecommerce platforms, alongside hosting, CMS, accounting programs and analytics integrations. The technical features communicated include 3DS and non-3DS terminals, recurring payments, integration with Google Pay and Apple Pay and open banking. The company appears referenced in iGaming Business B2B directories and participates in industry events such as SiGMA Asia.

Impaya - Technical Sheet
Founded	2015
HQ	Riga, Letonia
Country	Letonia
City	Riga
Products	Multi-currency payment gateway covering 87 currencies and 185 countries, Visa, Mastercard and Maestro card processing, Open banking with Instant SEPA, Apple Pay and Google Pay, Freeply cards (proprietary prepaid cards), Integrations with Shopify, BigCommerce and WHMCS
Web	https://impaya.com