Peru strengthens financial security in the gambling sector
The Superintendency of Banking, Insurance, and AFPs (SBS) has marked a milestone in the regulation of the Peruvian market by formalizing a regulation that tightens controls against money laundering and terrorist financing. Through SBS Resolution N.º 01015-2026, published on April 8, the State seeks to safeguard the integrity of the sector by including, for the first time, remote gaming and sports betting platforms within the supervision requirements. This move aligns Peru with the international standards of the Financial Action Task Force (FATF), replacing previous regulatory schemes with one more adapted to the current digital reality.
A new ecosystem of prevention and transparency
The backbone of this reform is the mandatory implementation of the Anti-Money Laundering and Counter-Terrorist Financing System (SPLAFT). Unlike previous regulations, this system must be specifically designed according to the particular risks of each operation, whether it is a physical casino or a digital platform. Companies are now obliged to train all their staff annually and to formally document these processes from the first day of the employment relationship.
One of the most disruptive changes for the market is the definitive elimination of anonymous betting. Under the new regime, operators must apply strict due diligence policies to identify not only customers but also ultimate beneficial owners, employees, and suppliers. There will be a special focus on high-risk profiles, such as politically exposed persons (PEPs), for whom reinforced controls will be required to prevent the entry of illicit funds into the system.
Real-time monitoring and transaction reporting
Control over the flow of money becomes more rigorous with the obligation to maintain a detailed Transaction Register (RO). Operators must mandatorily record all transactions exceeding 2,500 USD. These records cannot be deleted and must be kept for a minimum period of five years, remaining immediately available to the Financial Intelligence Unit (UIF-Peru) and the corresponding regulators.
Regarding the detection of irregularities, the regulation establishes rapid response protocols:
- Companies must report any suspicious transaction within a maximum of 24 hours.
- Such reports will be made through digital platforms such as ROSEL.
- Each report must be supported by exhaustive documentation to facilitate the oversight work of the authorities.
Joint supervision and a severe sanctioning regime
The General Directorate of Casino Games and Slot Machines of the Ministry of Foreign Trade and Tourism (MINCETUR) will be the authority responsible for supervising compliance with these rules and applying the relevant sanctions. The new sanctioning regime classifies infractions as minor, serious, and very serious, with fines that can reach 8 Tax Units (UIT), which in 2026 is equivalent to approximately 44,000 PEN or 12,830 USD.
Actions such as not reporting suspicious transactions or ignoring alerts from the international lists of the United Nations Security Council will be considered extremely serious offenses. Likewise, the omission of freezing funds ordered by the UIF will be punished with maximum severity. Finally, the regulation requires economic groups to operate with unified corporate policies and appoint compliance officers to ensure that prevention is a standard across all companies in the group.
Tags: Peru, SPLAFT, Mincetur, money laundering Peru, betting regulation Peru, money laundering prevention